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kynect open enrollment enters its final week Individuals should sign up by Feb. 15 to avoid a tax penalty By Kerri Richardson and Terry Sebastian FRANKFORT, KY- With a little more than a week remaining in this enrollment period, 142,349 individuals have taken advantage of kynect to enroll in healthcare coverage for 2015. This number includes nearly 96,000 Kentuckians who have either newly enrolled in a qualified health plan since November 15, 2014 or renewed the private insurance plan they purchased through kynect last year. The deadline to enroll in coverage through kynect is midnight, Sunday, Feb. 15. Individuals who need health insurance are encouraged to log on to kynect or contact an insurance agent or kynector to see their options for quality, affordable health coverage in 2015 before the Feb. 15 deadline passes. Medicaid enrollment is open at any time. Individuals with income above 100 percent of the Federal Poverty Level (FPL) who fail to enroll in healthcare coverage before Feb. 15 will be subject to an IRS penalty, including those whose income falls between 100%-138% FPL and are eligible for the Medicaid expansion. Individuals whose income falls below 100 percent FPL are not subject to the penalty. The 2015 IRS penalty is $325 per person or 2 percent of household income, whichever is greater. If an individual is uninsured for more than nine months in 2015, the penalty will be deducted from their refund when they file the 2014 tax returns. In many cases, this penalty could exceed the annual cost of insurance. For example:
The following kynect enrollment statistics are current as of 3:30pmET, Thu 5 Feb 2015: - 605,037 unique visitors viewing more than 21.3 million pages;Important tax information: Individuals who qualified for an Advanced Premium Tax Credit (APTC) through kynect will receive a 1095-A tax form in the mail as required by the Affordable Care Act (ACA). Form 1095-A provides information for individuals and families who received payment assistance to help them fill out IRS Form 8962 as part of their federal return. kynect has instituted a robust training and information program to help individuals, kynectors, insurance agents and tax preparers understand the requirements of the ACA and the Form 1095-A filing requirements. More information is available at kynect.ky.gov. Individuals with questions about their Form 1095-A may also call a special kynect hotline at 1-844-373-2417. Individuals with Medicaid, KCHIP, Medicare, catastrophic health insurance or insurance through an employer or other agency do not need Form 1095-A to file their federal income taxes. Visit kynect.ky.gov or call 1-855-4kynect (459-6328) to learn more about affordable health care options for Kentuckians. This story was posted on 2015-02-09 06:46:51
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