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Carol Perkins: The Money Line 'If I had that kind of money, I wouldn't be keeping a chart...I'd build schools, give to St. Jude's Hospital, and open a factory in Edmonton to employ a thousand people - after I went to see George and Reba,' Carol Perkins declares after trying new plan to manage money. And she says, she found that among the best times were ones when she spent not so wisely The next earlier Carol Perkins story: The Lizard in the Playroom By Carol Perkins A lady I now call friend shared with me how to save money. "I followed the author's advice and was able to add $6,000 to my savings account in one year," she said. Wow, I was impressed. That much money would take me to a lot of places, but then if I spent it on trips, I would have no money. "What did you learn?" I couldn't help but ask. "Write down everything you spend. Keep a notebook and jot down every penny. You won't believe how you will change your habits." The thought was intriguing, but the process sounded tedious and exhausting. However, I made a flowchart on the computer and began. Day One: Groceries: $56. Ate out: $8.00 (my part)I soon saw a pattern. Grocery store and restaurants. On the fifth day, I bought a birthday gift and while I was in the store splurged on a candle. Didn't need the candle but it smelled divine. They all do in the store. When I recorded my spending, I shamed myself for being so frivolous. For first week, diligence prevailed For the first week, I diligently recorded every penny. In doing so, I realized the waste of my ways and vowed to change. No more drive thru coffee breaks at McDonalds. I would make my own coffee. I was not going to have lunch out as often; I would take food to work. What happened was that I would forget to bring something, vow I was starving, and head for town. I could have gone a mile to my house for a sandwich, but then I would have missed socializing with others who take a lunch break at a local diner. Keeping up with the spending was also a challenge. "H,mmm, what did I spend today?" Then I had to trace my steps to see just where my money went. Beauty shop, stamps, movie rental, one trip to the movie, a couple of magazines, a new book, grocery, a pair of shoes on sale, gas and eating out. All of those things, except the beauty shop and the stamps, could have been avoided, even most of the gas. Resistance is not easy when George Strait is involved A test of my dedication to the spreadsheet happened when a friend of mine asked if I had thought about going to see Reba McIntyre and George Strait in Knoxville. "How much are the tickets?" the frugal new me asked. "Around a hundred dollars." "I'm guessing the trip would cost around $200 by the time we got home." I had to think about that. Here I had been passing up McDonalds for my own coffee, and now I was going to blow that kind of money to hear George Strait and Reba? I couldn't bring myself to order the tickets or to make a commitment. Resistance is not easy when George is involved. Guy was telling about a movie star he had heard about on one of those Inside Edition type shows who bought two mansions, side by side, and tore down one in order to have a better view of the ocean. "If I had that kind of money, I wouldn't be keeping a chart," I told Guy. "I'd build schools, give to St. Jude's Hospital, and open a factory in Edmonton to employ a thousand people, after I went to see George and Reba." The only way I can save very much money is to stay at home. Just when I think I have made it through a good week of not spending much money, I will make a trip to Walmart. The lady who told me about this process was right in what she learned, and a person with better control than I could value from the lessons. I have never had much money, but what I have had I have used wisely and not so wisely. The not-so-wisely times have been among the best! (email Carol at cperkins@scrtc.com. Her book, Let's Talk About, is available at Ivy Bookstore, 402 Rogers RD, Glasgow, KY) This story was posted on 2010-02-28 02:42:05
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Have comments or corrections for this story? Use our contact form and let us know. More articles from topic Carol Perkins:
Carol Perkins: The Lizard in the Playroom Carol Perkins: Growing older Carol Perkins: The day he died Carol Perkins: The New Year Carol Perkins: When I was a kid Carol Perkins: The Caretakers Carol Perkins: A Second Christmas Carol Perkins: The taxi ride Carol Perkins: Christmas on Christmas Island? Carol Perkins: Small town department stores View even more articles in topic Carol Perkins |
 
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