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Kentucky Financial Services Industry thrived in 2019 By Laura Clewett Frankfort, KY - The Kentucky Department of Financial Institutions (DFI) released its 2019 Annual Report (PDF). The report summarizes the status of state-chartered banks, credit unions, lenders, and securities firms and professionals operating in Kentucky during calendar year 2019. It highlights DFI's work to promote consumer protection and reasonable regulation industry-wide. The report also notes industry trends and changes across the state. "The financial services industry has experienced dynamic and continual changes to meet the needs of its customers," Commissioner Charles A. Vice said. "Companies continue to offer services through diverse and innovative platforms, and an increasing number of financial transactions are performed electronically or through digital delivery channels." "The banking and credit union industries reported strong profitability and strong capitalization in 2019," Vice said. "Meanwhile, the complexity of non-depository financial service providers registered or licensed in Kentucky continued to increase as consumers sought financial services from multiple sources." DFI's Non-Depository Division regulates check cashers, deferred deposit companies, consumer loan companies, industrial loan companies and money transmitters. It also oversees mortgage loan companies, mortgage loan brokers and mortgage originators. Highlights from the 2019 report include the following:
This story was posted on 2020-10-06 13:15:58
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