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Citizens Commerce Bank converts to State Charter Department of Financial Institutions (DFA) assumes regulatory authority. Citizens Commerce Bank is headquartered in Versailles withbranch and ATM locations in Versailles, Frankfort, Nicholasville and Lexington. Citizens Commerce Bank holds total assets of $227.7 million, with $23.7 million in equity capital and a Tier One Leverage Capital ratio of 9.71 percent as of March 31, 2018. Click on headline for complete story FRANKFORT, KY (8 Jun 2018) - The Department of Financial Institutions (DFI) welcomed Citizens Commerce Bank as Kentucky's 125th state-chartered bank effective June 1. The bank converted from a national charter to a state charter. "Like many community banks, Citizens Commerce is locally owned and works hard to develop a relationship with each of its customers. With a state charter, the bank will benefit from our local decision-making process and our examiners' knowledge of local economic conditions," said DFI Commissioner Charles Vice. With branch and ATM locations in Versailles, Frankfort, Nicholasville and Lexington, Citizens Commerce Bank holds total assets of $227.7 million, with $23.7 million in equity capital and a Tier One Leverage Capital ratio of 9.71 percent as of March 31, 2018. Headquartered in Versailles, the bank serves more than 16,000 customers. "I look forward to working with the Kentucky Department of Financial Institutions," said Michelle Oxley, president and chief executive officer of Citizens Commerce. "Their philosophy is very similar to that of Citizens Commerce's. They make decisions locally and get to know their clients." This story was posted on 2018-06-10 10:10:49
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