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Lower benefits, higher health payments in store for Adair CO employees

Employees opt for two plans, both with steeper individual payments linked with lower benefits; plans in effect May 1, 2006
By Ed Waggener
In a special called meeting this morning, Thursday, April 27, 2006, the Adair County Fiscal Court adopted health insurance plans from Anthem Blue Cross Blue Shield which allow employees to choose between two different plans.

Anthem was the only bidder for the county contract. Their bid was accepted at a special called meeting of the court on April 17, 2006. The plans adopted today followed meetings with groups of employees last week in which Anthem representatives explained the details of options open to them.

Adopting plans was only item on agenda

Adopting the plans was the only item on the agenda for today's meeting. It will be in effect May 1, 2006, Deputy County Judge Gale Cowan said.

Only full time employees are eligible for county insurance. About 35 of them are enrolled in the plans. The paperwork is almost complete, Deputy Judge Cowan said. "At least 20% of the group had to want a plan for it to be available," she said. Deputy Judge Cowan said that some employees have access to other health insurance plans and do not participate in the Adair County employee group.

Both plans adopted by the court have lower premiums than the $508 a month cost quoted by Anthem for continuing the county employee's present health insurance benefits. Under the old contract with Anthem, the single policy premiums were $397 per month. After the county kicked in up to $260 per month, employee monthly payments were as little as $137.

Plans carry single coverage premiums starting at $448.23

Judge Executive's Secretary Lisa Lee said that employees of the county will have a choice of single coverage policies with premiums of $495.89 or $448.23 per month. Now employees taking the lower coverage will pay a a minimum of $188.63.

However, the policies include small reductions in benefits for prescription drugs, higher deductibles, higher co-pays, and higher out-of-pocket costs.

Judge Vaughan presides; full court present

All seven of the magistrates were present at the meeting and voted to accept the plan. Judge Jerry Vaughan presided.

The local agent for the insurance is Adair County Farm Bureau Insurance Company, Columbia, KY. Agent Jason Corbin of the local agency negotiated the contract.

Representatives of the the insurance company met earlier with county employees to get a consensus of opinion on how the employees wanted to handle the health insurance quandary.
End of this story

Information about Your Adair County Fiscal Court
A list of your Adair County officials

Regular monthly Adair County Fiscal Court meetings are held at 7:00 p.m., each second Tuesday. The meetings are open to the public.

County Judge Executive Jerry Vaughan; Office email:

Magistrates on the Adair County Fiscal Court include:
  • District 1: Roger Stephens. 270-384-5404
  • District 2: Wid Harris. 270-384-4443
  • District 3: Tony Loy 270-376-6004
  • District 4: J.M. Shelley 270-384-0324
  • District 5: Billy Dean Coffey 270-384-4201
  • District 6: Joe Rogers 270-384-4831
  • District 7: Terry Farris 270-384-3840

Fiscal Court Gender Balance: 7 Men, 0 Women
Adair County Judge Jerry Vaughan
421 Public Square, Suite 1, Columbia, KY 42728
Phone 270-384-4703; Fax 270-384-9754

Adair County Deputy Judge Gale Cowan
Adair County Judge's Secretary/Payroll Clerk Lisa Lee
Adair County 911 Coordinator Mary Allender
Adair Co. Disaster Management Director Greg Thomas
Adair County Treasurer Larry Dudley
Adair County Roads Supervisor Jobe Darnell
Adair County Dog Warden Jimmy Harmon
Adair County Solid Waste Coordinator A.L. Sinclair

Adair County Attorney Jennifer Hutchison-Corbin
Adair County Coroner Rick Wilson
Adair County Court Clerk Ann Melton
Adair County Circuit Court Clerk Dennis Loy
Adair County Jailer William "Bug" Knight
Adair County PVA Wm. Feese, Jr.
Adair County Sheriff Steve Cheatham
Adair County Surveyor Mike McKinney
Elected Countywide Officials Gender Balance: Men, 7; Women, 2

This story was posted on 2006-04-27 11:10:50
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